Artificial intelligence and crypto wallets
2025-10-29 12:00:00
Artificial intelligence agents are becoming increasingly active participants in the crypto market. Their capabilities now go beyond analytics or automated trading – they can directly manage users’ crypto wallets. While this opens the door to new ways of interacting with finances, it also raises security concerns.
Coinbase recently introduced its Payments MCP tool, which allows AI agents to access the same on-chain functions as humans. Combined with large language models such as Claude, Gemini, or Codex, these agents can execute financial operations, process data, and even pay for services without direct user input. It marks the first step toward “agentic commerce,” where AI acts autonomously in the digital economy.
Security experts note that the main issue lies in trust. According to Aaron Ratcliffe from Merkle Science, crypto wallets were designed as secure tools under full user control. Adding an AI layer means handing part of that control to a machine. If the system is built properly, it can be safe – but the ultimate responsibility still rests with the wallet owner.
A CoinGecko survey found that 87% of crypto users would let AI manage at least part of their portfolio. However, Ratcliffe warns of risks: attackers could exploit prompts or injections to steal data, while man-in-the-middle attacks might redirect transactions. There’s also a risk of AI interacting with fake tokens or fraudulent projects.
Shawn Ren, co-founder of Sahara AI, believes tools like Coinbase Payments MCP can be relatively secure if they limit agent permissions. In such systems, AI can only check balances or prepare transactions but not execute them without user approval. Even so, Ren stresses that users must remain vigilant and verify what their AI agents do.
According to Glider CEO Brian Huang, today’s AI agents perform basic functions like swaps, transfers, and loans. Over time, they could manage portfolios, perform rebalancing, and provide personalized financial advice. This will simplify DeFi interaction but also demand greater attention to data and transaction security.
The technology is still in its early stage, and the future of “smart wallets” will depend on how quickly developers can align AI autonomy with transparent control mechanisms. For now, experts advise users to remain cautious and monitor every action performed on their behalf.
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Владимир
2025-04-22 07:15:59
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roman
2025-03-02 08:10:53
Илона и вам ребята спасибо за обмен, все четко
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